What I offer

My Services

I work as an advice-based planner, which simply means, unlike your bank or local investment broker, I don't sell investments and I don't take an annual fee or commission from your investments. I provide unbiasedadvice, and only what you need.

A few things I can help you with:

• Retirement planning.
• Estate Planning.
• Income tax review, filing and planning.
• Saving for your child's future education.
• Budget and household spending overview.
• Review of your current investments and unbiased suggestions on tax efficiency and what fees you may be currently paying.
• Recently laid off or terminated? A review of your exit package and insights on the best path forward.
• Any general money questions you might have. 

I'm here to help. I don't charge for our first meeting and I only charge you for the time I spend working for you. Nothing more, nothing less.

How I work - for you.

Service

Let's get together to chat. I don't charge for our first meeting, and from there, you can decide how I can help. 

Fair Prices

My fee structure is pretty simple. I charge an hourly rate and only for the time I spend working for you. That could be a couple of hours to review your pension, a few more to provide a tax analysis of your investments, or a fixed amount to build out a complete and detailed retirement plan. You only pay for the time I spend working for you.

My current rate is $125 per hour, plus  HST, and you will get a fully costed estimate before I charge you a single penny. 

*Fully detailed estimates are always provided before I do any billable work. You will always have an accurate estimate before any work starts.